A money podcast
made just for you
Finally, a money podcast made for consultants just like you. If you’re a solo consultant (or mostly solo) with annual revenue between $20K and $1M and need answers to money questions in plain English, you’re in the right place!
Join me every other Tuesday as we dive into all the business money questions (and maybe a little personal money stuff too).
Past Episodes:
88. Best Business Books of 2024
Erica shares her top three business book recommendations from 2024 and three bonus reads unrelated to business that left an impact on her.
87. You (Yes, you!) Might Owe Tax in Another State with Nicole McClintock
Erica is joined by Nicole McClintock, founder and CEO of Taximize. They discuss the complexities of state and local taxes (SALT), especially for consultants operating across multiple states.
86. Retirement Plans for Consultants
This episode, Erica covers 4 key retirement plans: Roth IRAs, Traditional IRAs, SEP IRAs, and Solo 401ks.
85. Understanding Self-Employed Health Insurance with Jessica Skoney
This episode features health insurance broker Jessica Sconey. They delve into a broad range of topics essential for self-employed consultants navigating health insurance.
84. The Value of Trademarks for Consultants with Paulina Proper
Learn how to protect your brand, navigate the trademark process, and ensure your business's legal foundations are solid
83. Unlocking Early Retirement: Joel Clermont's Story
In this episode of the Consultants and Money podcast, host Erica Goode is joined by Joel Claremont. Joel shares his experience with Laravel, his educational business, and his revelations about financial independence and early retirement.
82. Business Money 301: Cash Reserve
This episode talks about the importance of maintaining cash reserves for solo consultants. Erica discusses the reasons for having a cash reserve, such as covering unexpected expenses or taking advantage of sudden opportunities.
81. Teaching Kids About Money with Will Rainey
Erica Goode interviews Will Rainey, author of 'Grandpa's Fortune Fables,' a book designed to teach children about financial literacy through engaging stories.
80. Buying vs. Renting a Vacation Home: A Case Study
In the summer series finale Erica and Ben dive into a financial case study of whether it's more cost-effective to buy or rent a vacation home.
78. Advisors, Robo-Advisors, & DIYing Your Investments
Erica and Ben delve into different investment options, from hiring financial advisors and using robo-advisors to managing DIY investments with individual stocks, mutual funds, index funds, bonds, and money market accounts.
77. Demystifying Tax Rates: What You Need to Know
In today’s episode, Erica and Ben dive deep into understanding marginal and effective tax rates, how they impact your income, and why they're important. The episode also provides tips on managing tax withholdings and recommendations for helpful financial resources.
76. Budgeting, Conservative Investing, Finding The Right Finance Pro
In this episode, Erica and Ben answer a slew of listener questions from the mailbag
75. Navigating early retirement options and "bridge years"
In this episode of the 'Coaches, Consultants, and Money' podcast, hosts Erica and Ben Goode delve into key personal financial decisions surrounding early retirement.
74. Should You Pay Off Your Mortgage Early?
This episode from the personal finance summer series of 'Coaches, Consultants, and Money' hosted by Erica Goode and co-hosted by husband, Ben Goode, CPA, discusses the debate around whether or not it's beneficial to pay off a mortgage early.
73. [The Soloist Life] Building a Six-Figure Advisory Business (Working 15 Hours A Week)
Today Erica shares an episode from the "Soloist Life Podcast" where she was interviewed by host Rochelle Mounton.
In this conversation, Erica discusses the strategies that have enabled her to build a thriving six-figure business while working significantly fewer than 40 hours a week, from setting robust boundaries to leveraging automation.
Ep72 - Stop Thinking About Profit...a New KPI
As tax codes grow increasingly complex, Erica suggests a more comprehensive approach for business owners to assess their true financial health.
Discover why Total Owner Benefit is important to business owners, how it differs from plain profit, how it can influence tax liabilities and more!
Ep71 - What to Budget for When Writing a Book, with Stephanie Chandler
Author and CEO of the Nonfiction Authors Association, Stephanie Chandler, joins Erica in this educational and engaging discussion about how business owners can use a book to build their business.
Ep70 - What Are The Odds of Getting Audited?
In honor of yesterday's "Tax Day" - Erica addresses the question that is often high on our minds. And the answer should be encouraging!
Ep69 - SEP vs Solo 401(k) with Sean Mullaney, CPA
Today Erica is joined by Sean Mullaney, a Los Angeles-based advice-only financial planner and author of "Solo 401k: The Solopreneur Retirement Account". Sean shares his expertise on the differences between SEP IRAs and Solo 401(k)s, the benefits of each, and why most solopreneurs might favor the latter for their retirement savings.
Some of the questions they discuss are:
What is the difference between a SEP IRA and a Solo 401(k)?
How can an advice-only financial planner benefit your retirement planning?
Can a Solo 401(k) be a better option for solopreneurs than a SEP IRA?
Ep68 - No Pain, No ____
Whether it’s growing fast…or slow…today Erica shares some encouragement as you move forward in your business.
Hint: growth doesn’t have to be accompanied by pain!
And in the meantime, may your week be filled with healthy growth, and profit…